Mortgage Home Loan Calculators

When determining the mortgage amount you may qualify for, you will want to consider a number of financial factors. These calculators are offered to help you evaluate the components that factor into buying a home and getting a mortgage.  For example, if you're just beginning your home search, start with our "How Much House Can You
Afford?
" calculator.

How Much House Can You Afford?
Find out approximately how much money a lending institution will lend you, based on your income and your debts.

How Much Income Do I Need To Qualify?
Understand how your desired monthly payment will affect the price of the house you can afford.

How Much is Your Monthly Payment?
Explore the outcome of changes to your loan balance, mortgage term, and interest rate on your monthly payment.

Is Now a Good Time to Refinance?
If you currently have a mortgage, determine whether refinancing is right for you.

Disclaimer: Fannie Mae does not pre-qualify borrowers, but they do provide tools such as these calculators that may help you.  Remember, a lender decides on your mortgage application and loan amount and lender calculations may vary from FannieMae.com calculations.  FannieMae.com calculations are solely intended to provide ballpark estimates, not final or binding loan amounts.

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